Building Your Business with Real Estate Ownership
Our commercial real estate loans helps you secure property where your business can operate and grow. The funds can be used for purchasing a building, renovating your property, or other related expenses. With flexible financing options, BBIF supports your long-term investment in your business's future.
Loan Size
Loans from $25,000 to $1,000,000.
Eligible uses for Loan Funds
Owner-Occupied Commercial Real Estate
Building Purchases
Property Renovations

Eligibility Criteria for
Commercial Real Estate Loan
BBIF's commercial real estate loans are designed to help businesses gain long-term stability through property ownership. To qualify for this loan and secure the financing you need, your business must meet the following criteria:
Our Business-Centric Application Process
2
Apply Online
Submit your application through our easy online portal. Fully completed applications are prioritized, so be sure to review everything carefully. Need help? Contact us at 407.649.4780 or loans@bbif.com.
4
Underwriting & Final Review
Your loan officer and underwriters will assess your financials and explore the best funding options. Our credit team will then review your loan package and submit for final approval.
5
Final Steps & Review
All loan packages are reviewed by our loan committee-a group of experts who carefully evaluate each application to ensure it meets our lending criteria. Once your loan is approved by the committee, you'll move on to the closing stage.
6
Loan Closing (Approved)
After approval, our loan closer will reach out to schedule your closing date. We'll also send a congratulatory email and guide you through the final steps to complete the process.
7
Business
Training
Our partnership doesn't stop at loan closing. We provide ongoing business consulting, education, and training to support you throughout the life of your loan, helping you make smart financial decisions and continue growing your business.
BBIF: Your Partner for Business Success
Tailored Support for Underserved
Communities
BBIF is committed to empowering small businesses in underserved communities with financial support, personalized consulting, and business loans that help you achieve sustainable growth.
Personalized
Guidance for
Building A Profile
We provide one-on-one consulting to help you navigate the small business loan process and build a solid financial foundation for long-term success.
Comprehensive
Assistance for Diverse
Business Needs
From small business financing to financial literacy education and business advisory services, BBIF equips you with the tools and resources to support your business at every stage.

I don't know where my company would be at this time if it were not for BBIF.
Fabian Cook
CEO, Grassland Enterprises | Orlando, FL
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How long does the loan application process take?Up to 45 business days for loan approval and up to 60 business days to close and fund your loan. (Please note that this timeframe is subject to change and may vary depending on the type of loan request and how quickly we receive all of the required information and documentation.)
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What information do I need to submit my application?Documentation required to process your application include but may not be limited to: BUSINESS & PERSONAL NAME AND CONTACT INFORMATION BUSINESS INCOME STATEMENT AND BALANCE SHEETS (3 YEARS) INTERIM BUSINESS INCOME STATEMENT AND BALANCE SHEET (90 DAYS OR NEWER) CASH FLOW PROJECTIONS 2 YEAR PRO-FORMA (PROJECTIONS) BUSINESS TAX RETURNS (3 YEARS) PERSONAL TAX RETURNS & W-2’S (3 YEARS) 60 DAYS COMPLETE BUSINESS/PERSONAL BANK STATEMENTS PERSONAL FINANCIAL STATEMENT BUSINESS DEBT SCHEDULE DETAILED DESCRIPTION OF BUSINESS ASSETS WITH ESTIMATED VALUES PURPOSE OF THE LOAN ESTIMATED PROJECT COSTS-USE OF PROCEEDS SCHEDULE OF COLLATERAL BUSINESS PLAN, REQUIRED FOR ALL START-UPS (NEW BUSINESSES) BUSINESS EXECUTIVE SUMMARY (EXISTING BUSINESSES} RESUME COPY OF SOCIAL SECURITY CARD COPY OF STATE ISSUED ID/DRIVER’S LICENSE
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What interest rate should I expect on my loan?Interest rates vary depending on each loan and the associated risk.
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What loan terms do you offer?12-72 Months; with a Maximum Amortization of up to 30 Years for Commercial Real Estate Purchase.
