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Micro Loans

Fast, flexible funding to help your small business thrive-whether for daily operations, equipment purchases, or debt refinancing.

Micro Loans

Flexible Capital for your Business

Our micro loans provide small businesses with fast access to capital. The funds can be used for working capital (like covering everyday expenses), purchasing equipment, or refinancing debt. We offer flexible financing options designed to support your growth, with expert guidance from BBIF every step of the way.

Loan Size

Loans up to $50,000

Eligible uses for Loan Funds

Working Capital

Inventory Purchases

Equipment Purchases

Debt Refinancing

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Eligibility Criteria for Micro Loan

Our micro loans are designed for small businesses that demonstrate the potential for growth and sustainability. To ensure you're positioned for success, your business must meet the following criteria:

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Must be a small business.

Be operational for at least one year.

Meet BBIF's credit and financial qualifications.

Show potential for growth and sustainability.

Demonstrate potential for growth and sustainability.

Our Business-Centric Application Process

1

Prepare You Documents

Get organized by gathering the necessary documents to help streamline your application process.

Standard • SBA • Contract Finance • Startup

2

Apply Online

Submit your application through our easy online portal. Fully completed applications are prioritized, so be sure to review everything carefully. Need help? Contact us at 407.649.4780 or loans@bbif.com.

3

Get a Loan
Consultation

A loan officer will review your application and connect with you to discuss next steps, which may include underwriting, gathering more information, or connecting you with our Business Advisory Coaching services.

4

Underwriting & Final Review

Your loan officer and underwriters will assess your financials and explore the best funding options. Our credit team will then review your loan package and submit for final approval.

5

Final Steps & Review

All loan packages are reviewed by our loan committee-a group of experts who carefully evaluate each application to ensure it meets our lending criteria. Once your loan is approved by the committee, you'll move on to the closing stage.

6

Loan Closing (Approved)

After approval, our loan closer will reach out to schedule your closing date. We'll also send a congratulatory email and guide you through the final steps to complete the process.

7

Business
Training

Our partnership doesn't stop at loan closing. We provide ongoing business consulting, education, and training to support you throughout the life of your loan, helping you make smart financial decisions and continue growing your business.

BBIF: Your Partner for Business Success

Tailored Support for Underserved
Communities

BBIF is committed to empowering small businesses in underserved communities with financial support, personalized consulting, and business loans that help you achieve sustainable growth.

Personalized
Guidance for
Building A Profile

We provide one-on-one consulting to help you navigate the small business loan process and build a solid financial foundation for long-term success.

Comprehensive
Assistance for Diverse
Business Needs

From small business financing to financial literacy education and business advisory services, BBIF equips you with the tools and resources to support your business at every stage.

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I don't know where my company would be at this time if it were not for BBIF.

Fabian Cook

CEO, Grassland Enterprises | Orlando, FL

Frequently Asked Questions (FAQ)
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Qualifications

We Offer Guidance Every Step of the Way

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